Wednesday, September 2, 2020

Should Smoking Be Banned Free Essays

Cigarette smoking has been a pattern since the start of the mechanical upset. A few people accept that smoking could assist them with discharging their worry as it causes them to unwind. A few people likewise accept that the cigarettes business is important for a particular nation to build up their country’s economy. We will compose a custom article test on Should Smoking Be Banned or on the other hand any comparable theme just for you Request Now As time flew, information creates and innovation rises, and therefore, we came to realize that cigarette smoking brings various potential mischief to our body as well as to the environment.But numerous individuals despite everything work on smoking notwithstanding the way that smoking might demolish their wellbeing as what is composed on the cigarette box itself. Knowing all these, still a few people proceed on smoking, as though they didn't realize that they are hurting their environmental factors as well, consequently cigarette smoking ought to be restricted. I figure just by doing so we can accomplish a progressively positive outcome. A portion of the individuals who bolster smoking case that it’s difficult for smokers to get out from under their propensity. 2 out of 15 smokers neglected to get out from under the propensity, along these lines, on the off chance that it’s prohibited, at that point it could trigger the opening of the illegal businesses of stogies, much the same as medications, and it would be considerably more hard for the legislature to control than when it’s legitimized. Be that as it may, by making them unlawful, we could in any event compel them to stop smoking, and naturally more individuals would stop, 14 out of 15 individuals will attempt to stop knowing it illicit. What's more, above all, by stamping them illicit, it could diminish the majority of the aloof smokers issue as though it’s unlawful, at that point they won't have the option to smoke in open areas.The supporters of cigarette s moking likewise keep up that smoking could discharge them from worry as it causes them to unwind. So they believe that they reserve the option to claim the loosening up air thus. In any case, stogies are addictive, in spite of the fact that it gives unwinding, it contains addictive substance called nicotine, much the same as medications, addictive. Most medications like courageous women additionally gave unwinding and addictive impacts, however they are prohibited, so smoking ought to be restricted too, just to ever be reasonable. Individuals could get unwinding as much as they need by resting, strolling or messing around, that way it would be a lot more advantageous and substantially more earth friendly.The last contention progressed by the cigarette-smoking supporters is that the cigarette business is vital for a particular country’s salary, and are liable for the financial development of the nation. In any case, smokers will in general create smoking-related malady which is almost certain a sort of respiratory infection which could bring about death, in the event that we utilize the quantity of death that is brought about by cigarette smoking, we co uld unquestionably bring the country’s salary up in a manner, for example, work serious and along these lines expanding the development of the economy of the nation strongly, which is a greatly improved way.It should now be evident that cigarettes smoking ought to be checked illicit, as smokers have progressively opportunity to create respiratory sickness, and are addictive, much the same as medications, it could likewise impact the non-smokers by going them to uninvolved smokers. All in all, smoking could give various negative effects, separately and socially, in this way it ought to be prohibited for acceptable, much the same as medications. The most effective method to refer to Should Smoking Be Banned, Papers

Saturday, August 22, 2020

Macroeconomics - Quantitative Easing Essay Example | Topics and Well Written Essays - 1250 words

Macroeconomics - Quantitative Easing - Essay Example Expansionary arrangements include the acquisition of momentary financial government securities by the national bank so as to bring down the market loan fee. In any case, when the loan fees are negligible or at zero, conventional money related approaches can't bring down the financing cost any further. In quantitative facilitating, the economy is supported by different techniques. Present moment just as long haul securities are bought and the yield has a high likelihood of expanding. (Krishnamurthy and Vissing-Jorgensen, 2011) Quantitative facilitating should hold the swelling under control. Be that as it may, the products in the market to be sold have a fixed amount and consequently, even a flooding of capital won't prompt an expansion in the measure of merchandise and accordingly, it could really prompt more swelling (Trefgarne, 2009). The loan fee of the economy is focused by open market activities, which are the purchasing and selling of securities (momentary government securities ) from banks and other monetary foundations. The national bank gives out the securities and gathers cash from this procedure, and this thusly additionally influences the cash gracefully and the interbank financing cost (Wieland, 2009). At the point when a national bank can't change the loan cost, they face a liquidity trap, and quantitative facilitating changes the economy’s situation without influencing the financing cost. It is possibly identified with the cash gracefully when the financing cost can't be additionally brought down. Hence, it is additionally an arrangement that is utilized if all else fails measure instead of as a first hotel one (Wieland, 2009). Additionally, despite the fact that national banks can't influence the financing cost further, they are the ones who do quantitative facilitating on the grounds that their cash is the one which is adequate by everybody. Be that as it may, now and again, national banks can't complete their own quantitative facilitatin g and are reliant on other national banks to do it for them (Wieland, 2009). b) UK has a novel strategy for utilizing quantitative facilitating so as to spike development in the economy and change the cash flexibly and hold the swelling rate within proper limits at about 2%. Their first approach was to purchase overlaid edged protections from establishments that are not banks. These likewise incorporate securities that are given by national governments, additionally alluded to as obligation protections. Furthermore, they lead Open Market Operations, which were available to their plated partners also (Congdon, 2009). The least offers began being adequate by banks, the standard of correlation being the market costs. Finally, the HM treasury censured APF (Asset Purchase Facility) which was started in 2009, when the business paper was financed principally by T-bills and gilts. There are momentary gilts that are utilized, yet in addition long haul gilts in this procedure of quantitative facilitating. They likewise acquire cash from insurance agencies and benefits reserves. Individuals can likewise keep more cash in their financial balances than they did previously, as one of the approaches to help cash in the economy. Along these lines banks, aside from the national bank, will have more cash so as to loan more (Congdon, 2009). The two primary results of evaluating the circumstance were surveying the portfolios and the occasions that happened. Portfolio rebalancing may make UK speculator request to go on a climb and gilt’s yield has diminished by a hundred focuses since this approach has been executed. Be that as it may, it is difficult to tell the

Friday, August 21, 2020

Psychoactive Substance use and Mental Health (Hong Kong) Essay

Psychoactive Substance use and Mental Health (Hong Kong) - Essay Example The semisynthetic subsidiaries in this gathering incorporate hydromorphone, hydrocodone, oxymorphone, dihydrocodeine, oxycodone, and buprenorphine. The staying two gatherings are manufactured synthetic compounds, for example, the phenylpiperidines which incorporate the meperidineas well as the fentanyl, and the pseudopiperidines which incorporate methadone and propoxyphene (Havens et al 2007, 101). Courageous woman and morphine were utilized first as medication in the nineteenth century and later utilized unlawfully for recreational purposes. Beforehand, the reliance of heroin and other narcotic medications has demonstrated hard to counter effectively whereby the poor outcome has been certify to ecological qualities, persistent attributes just as other incredible fortifying impacts of similar medications. The most widely recognized issues of narcotic maltreatment are known to be sickness and obstruction. These two reactions have been seen as hard to manage particularly for obstruction. The idea of agoinist-replecement treatment was presented around forty years prior speaking to an advancement in opiod drugs the executives particularly heroin. Improvements in preparing have enveloped more up to date pharmacotherapies, Narcotics Anonymous and the psychosocial treatment (Davids and Gastpar 2004, 210). These medications will in general produce absense of pain, mind-set changes, tiredness just as mental obfuscating yet not these lead to loss of awareness. Patients who report of agony guarantee that it is less extraordinary and less discomforting which blurs in the long run subsequent to mending measurement of these medications. Help in torment is accepted to be specific without influencing different modalities of sense. A few patients are accepted to encounter happiness. Spewing, sickness, tiredness, mental troubles, lack of care just as the event of diminished physical exercises when given to torment free individual is normal. The harmful impacts and the abstract pain relieving, which incorporates respiratory melancholy, may turn out to be progressively articulated as the portion is

Tuesday, May 26, 2020

Some Great Reasons For Finding a Research Paper For Sale

Some Great Reasons For Finding a Research Paper For SaleThere are many people who are constantly in search of a research paper for sale. The unfortunate thing is that most of the businesses that offer these types of products are out to make money by selling these papers for real cheap.Many people think that if they are trying to find a research paper for sale they must be in dire need of a job. The fact is that you do not need a job to sell research papers for your business. In fact, it would be very stupid for you to try and sell this type of product for your business.In order to really make some money, you must first understand the purpose of finding a research paper for sale. There are some reasons why many people are looking for these products and many reasons why they are searching for them for free. So before you get started on your quest to find one, let us go over all the possible reasons why you might need to buy them.Many business owners need these papers to market their pr oducts. This is one of the best ways to get the word out about your products. They will need to take the time to spend hours in the search for a research paper for sale because they need to get it right.When you are doing this for your business, you will need to get someone who is willing to put their time and effort into helping you. It will help if you are selling the research paper for sale because then you can offer it for free or at a very cheap price. Also, having to pay a high price can cause people to ignore you may never get the chance to start getting your work out there.One of the more common reasons that people look for a research paper for sale is because they have an idea of how to market a product. It is so easy to get into the research paper for sale business because it is so easy to start making money online. They need to do the research and have a list of product to sell.When you are trying to find a research paper for sale you will find that most of the sellers wi ll sell it for a very low price. The sad part is that they are doing this to make money in the beginning and as long as you are honest and truthful with them you will be able to sell them for a better price in the future.

Saturday, May 16, 2020

Having Intrusive Thoughts That You Just Seem To Not Be

Having intrusive thoughts that you just seem to not be able to get rid of is not as weird, as some people might assume. This is actually quite common and is not abnormal. This does not necessarily mean you have OCD, the disorder OCD is often overused and unnecessary unless diagnosed by a licensed professional. The turning point from normal to abnormal is when these thoughts cause distress and disruptive in that person’s life. There are many different ways OCD can manifest and OCD can be very difficult to deal with, but luckily there are various options for treatment. Clinically, obsessive compulsive disorder (OCD) is when unwanted thoughts, images, or urges persist in a person’s mind and often results in an increase in anxiety. The†¦show more content†¦Forbidden thoughts or actions, many people with OCD have thoughts that are not typical or normal to have in their culture. Cleaning and contamination, this can manifest as the thought that objects or surfaces are dirty and also the thought that it may make the person ill if they came in contact with it. â€Å"Obsessions might be triggered by stimuli in the environment (e.g., a religious icon or driving a car) or occur without an apparent trigger (e.g., the impulse to yell a curse word in a place of worship)† (Abramowitz Jacoby, 2014). Compulsions, on the other hand, are the rituals or actions that are done in response to the obsessions. Often the rituals are trying to give relief to the controlling thoughts. Examples of this include checking, which may be checking if a door is closed or if the stove is on multiple times because they want to be sure. Ordering and arranging, objects need to be in a specific place. Cleaning and contamination, either washing surfaces repetitively or washing one s hands an unnecessary amount of times. To go into a little more detail, there are five main categories that are the most well known for how OCD manifests in people, some have previously been men tioned. In no particular order, the first is washing and cleaning. Those who are a part of this category often have a fear of contamination. If they touchShow MoreRelatedObsessive Compulsive Disorder Essay1232 Words   |  5 PagesObsessive compulsive disorder (OCD) is an anxiety disorder characterized by intrusive thoughts that produce uneasiness, apprehension, fear, or worry. The acts of those who have OCD may appear paranoid and potentially psychotic. However, OCD sufferers generally recognize their obsessions and compulsions as irrational and may become further distressed by this realization. Obsessive–compulsive disorder affects children and adolescents, as well as adults. Roughly one third to one half of adults withRead MoreMemory699 Words   |  3 Pagestime. You are most likely to forget information soon after you learn it. However, memory has a use-it-or-lose-it quality: memories that are called up and used frequently are least likely to be forgotten. Although tra nsience might seem like a sign of memory weakness, brain scientists regard it as beneficial because it clears the brain of unused memories, making way for newer, more useful ones. 2. Absentmindedness This type of forgetting occurs when you don’t pay close enough attention. You forgetRead MoreObsessive Compulsive Disorder ( Ocd )1679 Words   |  7 PagesHaving occasional intrusive thoughts that you just are unable to get rid of is in itself not as strange, as some people might assume. It is fact actually quite common and not abnormal. Many people believe they have obsessive-compulsive disorder because of symptoms they may share with the disorder. But more and more often, this disorder is being overused and misdiagnosed unnecessarily. The turning point that changes from normal to abnormal is when these thoughts cause distress and disruption in thatRead MoreIs Anxiety A Normal Human Emotion That Every Single Person Experiences?1604 Words   |  7 Pagesobsessive-compulsive disorder (OCD) suffer from unwanted and intrusive thoughts that they can t seem to get out of their heads (obsessions), often compelling them to repeatedly perform ritualistic behaviors and routines (com pulsions) to try and ease their anxiety. (GAD) I love to scrapbook, and colors and other things have to match up or it will drive me crazy! I will play with it until it looks just right; Im not sure what causes this, but my brain will just not let it be. The problem with this is that ifRead MoreZeigarnik Effect1702 Words   |  7 Pageswords, if we are doing a task, in an interested and motivated way, and have to stop doing it, we ll find it hard to settle until we get back to the task and finish it. This effect has interesting implications for the way we work. But before we give you 3 tips on how to apply the Zeigarnik effect, (that s an example of how to use the effect, by the way), here s how it got its name. How the Zeigarnik Effect Was Discovered The Zeigarnik Effect is named after Bluma Zeigarnik, a Russian psychologistRead MoreThe Essence of Human Nature808 Words   |  4 Pagesreading Lau Tsus Thoughts from the Tao-te Ching, and The Analects of Confucious, I realized that my philosophy of human nature fell closely in line with the philosophies both men lived by. As Confucious stated, To respect parents and elders is the root of humanity. Whether on a personal level, professional level, political level, or in any other facet of daily living, the respect provided to any individual lays the foundation of their actions, reactions and views. When you look at all thatRead MoreImportance Of The Tenth Amendment1315 Words   |  6 Pagesto the people.† The purpose of the tenth Amendment is to define the division of power between the federal government and state governments. The Tenth Amendment: Protecting Freedom Against Big Government The Tenth Amendment protects Americans from intrusive federal government action, The federal government only has powers listed in the constitution. Sometimes the federal government may try to do whatever they want, but do not consider the state powers. Federal government must follow the constitutionRead MoreEssay on Philosophy on Education1029 Words   |  5 Pagesimparting and acquiring of knowledge through teaching and learning? Is education only something you receive in a school. Education to me begins at birth; a journey that has begun, as you experience new things you learn and grow mentally and emotionally. By the time a child begins school they have learned a multitude of things which include a number of things like walking, speaking, listening this is just the beginning of their learning career. My beliefs are that all children can learn they have aRead MoreOcd Speech991 Words   |  4 Pages2 million American adults† suffer from Obsessive Compulsive Disorder in a giv en year. In a world of 6 billion people, 2.2 million doesn’t seem like much, but to put it into perspective, 2.2 million is about the population of Houston, Texas. b. Motivation: This disorder is a part of everyday life and affects all Americans, regardless of race or class. Just like thousands of other medical problems that affect us today, it’s important for the public to be informed about the disorder in order toRead MoreResearch on the Attitude of the Irish on Alcohol720 Words   |  3 Pagesunderstand experience, ideas, beliefs and values. Researchers aim to gather a deep understanding of human behaviour and the reasons that govern such behaviour. The qualitative method investigates the reasons behind the decision making process, not just what, where and when. Therefore, smaller but more focused samples are often used rather than large samples. Focus groups, in-depth interviews and content analysis are among some of the approaches used, but the research involves the analysis of any

Wednesday, May 6, 2020

`` The Little School `` By Alicia Partnoy - 1703 Words

In 1946, Juan Peron became President of Argentina with support from the working class. He bettered the lives of Argentinians such as improving the public health system, increasing working wages, as well as granting the power for women to vote (Partnoy 11). During this time, Alicia Partnoy, the author of The Little School, was involved in a political youth group who tried to fulfill the needs of Argentinians. However in 1975, Peron died and his third wife, Isabel Peron, took over as president and did not represent the needs of the working class. Instead, the power was left to the military who attacked, kidnapped, and killed political youth groups or any political activists that â€Å"threatened the country’s security† (Partnoy 11). The†¦show more content†¦During Isabel’s presidency political activists were forcibly taken to, beaten, and tortured in concentration camps. These real life experiences are difficult to share, thus Partnoy skims over certain de tails in the stories and may not be completely accurate accounts of what occurred. In the first story of Partnoy’s book, â€Å"The One-Flower Slippers†, she describes how she was captured by the military officials and sent to the secret detention center. Throughout her story, Partnoy uses the pronouns ‘she’ and ‘her’ instead of ‘I’. â€Å"When the soldiers grabbed her, forcing her into a truck†¦afterward she looked up: the sky was so blue that it hurt†¦she does not remember exactly the day it all happened†¦Ã¢â‚¬  (Partnoy 25-26). This indicates that the story was written in a third-person point of view, which means the reader is not told the upfront details about the kidnapping but imaginary aspects bridge the moments together like a summary rather than a minute-for-minute transcription. These experiences from the secret detention centers were harsh, gruesome, and heartbreaking; therefore these fictional stories a llow the reader to digest and conceive the violent conditions and hardships that victims endured without knowing all the violent factual details. Hence some stories in the book may have glossed over certain parts, but it displays what happened in a light-hearted and

Tuesday, May 5, 2020

College Essay In Need Of Critique free essay sample

Once a child of cliches, I ate my words. Became obese; Was proud to be American. Enjoys the taste of a freshly baked poem, any time of day. Frequently brushes, but forgets to floss. Wakes up with morning breath. Was born of parents too young, And put up for adoption. Was taken in love, unrequited; My bad. I scribbled on the walls and called it my life story. Made love for the first time and knew What it was to write poetry. Bored by the straight-forwardness of prose; Became a fan of haikus and dying quotes. Lost interest in High School Academics. Read John Galts speech. Best two hours of my life. Was late to class; Cursed Ayn Rand. Pondered objectivism, in detention. Went to many parties; Lost my shoes. Ended up skinny dipping; Lost my clothes. Gave in to dares; Lost humility. Second guessed my sexuality; Lost stability. Got a girlfriend; Started winning. We will write a custom essay sample on College Essay In Need Of Critique or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Began having opinions; Parents were angry. Stopped caring if lies were white. Became fond of black. Bought tight pants. Household turned war zone. Fought for gay marriage; And an allowance. Score one for homosexuality. Zero for me. Applied to college, For a brighter tomorrow. Jumped for joy; Broke a fluorescent light bulb. Laughed myself to sleep; Forgot to clean up the Mercury.

Thursday, April 16, 2020

Pre-School In Three Cultures by Joseph Tobin, David Wu Dana Davidson free essay sample

Critical review of ethnographic work on Japanese, Chinese Amer. preschool theories, methods, aims, values, role of govt. parents, discipline. Preschool in Three Cultures: Japan, China, and the United States is an ethnographic study of the differences and commonalities among three societies with regard to preschool practices. As the authors state, their ethnographic study reveals as much about the reviewer/researchers as their research does about the children and their teachers; either way, Japanese, Chinese, and American culture are examined from political, cultural, sociological, psychological, and educational points of view. What emerges is literally a three dimensional video record (the authors videotape their subjects, and show the results to all three groups being studied) of preschool practices in three distinct cultures. A basic overview of the book will be given, as well as its basic strengths, and in closing, a recommendation to others regarding its use.

Friday, March 13, 2020

UMSL, University of Missouri St. Louis Admissions Data

UMSL, University of Missouri St. Louis Admissions Data UMSL Description: UMSL, the University of Missouri-St. Louis, is a regional public university and the largest university in the St. Louis region. The 350-acre campus has ready access to public transportation and area restaurants, museums and sporting events. The school was founded in 1960, and continued to expand throughout the 1970s. About 80% of UMSL students come from greater St. Louis region. Students can choose from 54 bachelors degree programs; professional fields in business, education, nursing and criminal justice are among the most popular with undergraduates. Classes are supported by a 17 to 1 student / faculty ratio, and about 70% of classes have fewer than 30 students. Outside of the classroom, students can join a number of clubs and activities, ranging from academic clubs, to recreational sports, to performing arts ensembles. On the athletic front, the UMSL Tritons compete in the NCAA Division II Great Lakes Valley Conference. The university fields five mens and six womens intercollegiate sports. Popular sports include soccer, tennis, golf, basketball, and volleyball. Admissions Data (2016): University of Missouri Acceptance Rate: 71%Test Scores 25th / 75th PercentileSAT Critical Reading: 470  / 520SAT Math: 470 / 560SAT Writing: - / -What these SAT numbers meanACT Composite: 21  / 27ACT English: 21 / 27ACT Math: 19 / 26What these ACT numbers mean Enrollment (2016): Total Enrollment: 16,989  (13,898 undergraduates)Gender Breakdown: 43% Male / 57% Female39% Full-time Costs (2016 - 17): Tuition and Fees: $9,394 (in-state); $24,525 (out-of-state)Books: $1,000 (why so much?)Room and Board: $10,032Other Expenses: $3,038Total Cost: $23,464  (in-state); $38,595 (out-of-state) UMSL Financial Aid (2015  - 16): Percentage of New Students Receiving Aid: 93%Percentage of New Students Receiving Types of AidGrants: 90%Loans: 50%Average Amount of AidGrants: $12,546Loans: $5,804 Academic Programs: Most Popular Majors:  Accounting, Business, Communication, Criminology, Elementary Education, Nursing, Psychology Retention and Graduation Rates: First Year Student Retention (full-time students): 79%4-Year Graduation Rate: 29%6-Year Graduation Rate: 53% Intercollegiate Athletic Programs: Mens Sports:  Basketball, Soccer, Tennis, Golf, BaseballWomens Sports:  Soccer, Tennis, Volleyball, Softball, Golf, Basketball Data Source: National Center for Educational Statistics If You Like UMSL, You May Also Like These Schools: University of Missouri: Profile | GPA-SAT-ACT GraphTruman State University: Profile | GPA-SAT-ACT GraphWebster University: Profile  Saint Louis University: Profile | GPA-SAT-ACT GraphLindenwood University: Profile  SIU Edwardsville: Profile  Lincoln University: Profile  University of Kansas: Profile | GPA-SAT-ACT GraphWashington University in St Louis: Profile | GPA-SAT-ACT GraphRockhurst University: Profile  University of Arkansas: Profile | GPA-SAT-ACT GraphMissouri State University: Profile   UMSL Mission Statement: mission statement from umsl.edu/services/academic/strategic-plan/vision-mission.html The University of Missouri-St. Louis provides excellent learning experiences and leadership opportunities for a diverse student body. Outstanding faculty and staff, innovative research, and creative partnerships foster synergies that advance the welfare of our stakeholders and benefit the global society.

Tuesday, February 25, 2020

Competitive Business Environment Essay Example | Topics and Well Written Essays - 2000 words

Competitive Business Environment - Essay Example Developed countries realized that emerging nations such as China had completely taken over light manufacturing operation and the best course of action is to import or outsource manufacturing to economies such as China to be able to compete (CultureGrams, 2007). In the agricultural sector, new technologies such as generic engineering have changed the way farmers operate and has introduced new products such as organic products into the marketplace. The economies of developed countries have moved from a manual to a knowledge economy in which the service industry is the backbone that creates job opportunities for the citizens of such a nation. A new tendency which is affecting the way organization the business environment and the service function within firm related to customer service and vendor relationship is being handled by companies in the 21st century. This essay discusses the change that has taken place in the way services are being rendered by enterprises in today and the tenden cies that will manifest themselves in the future. Customer service is an important function that adds value to the business. Companies realize that the service a firm provides to its customers is a critical success factor that allows customer retention and provides an edge in a competitive business environment. Service is an intrinsic variable that provides added value to a product that makes the goods offered by a particular company more attractive that than similar items sold by a competitor (Hadi, 1999). For example, a customer knows that the software items offered by Microsoft Corporation include an outstanding long-term implied service in form of updates, improvements, assistance from the company to the client that purchases their product. A small software firm may not have the capability to offer a high level of service, thus they are not able to compete at the same level with firms that provide superior service value in for their products.

Sunday, February 9, 2020

Information systeams Essay Example | Topics and Well Written Essays - 1500 words

Information systeams - Essay Example More so, the bank offers offshore banking services for the UK expatriates and foreigners residing in the UK. On the other hand, Barclays bank traces its origin in 1690 through a gold smith banking business in London. Later in 1736, an investor named James Barclay joined the business, which expanded tremendously to become a nationwide bank under the name Barclays and Co. Currently, the bank is a British multinational banking as well as a financial service company whose headquarters are in London, UK (Jain, 2005:96). The bank serves millions of customers with its outstanding services like saving accounts, current accounts, loans, mortgages, and much more all over the globe. This paper will evaluate the process of the two named banks’ personal loan processes and compare the two bank processes, not forgetting to outline the type of information system the banks use to process the personal loans NatWest personal loan There are two types of personal loans, which are secure and unsecu red loans. Unsecured loan is that which is supported by the credit worthiness of the borrower without using collateral or property. On the other hand, the secured loan is the loan acquired after rendering property or any other collateral as security to stand in place of the loan acquired. Unsecured loan is the most common type of loan acquired by individuals of all categories. To begin with, NatWest bank offers unsecured personal loans at a rate of 8.9% APR typical and this loan is available to existing current account holders only. The other account holders like the Advantage Gold,  Advantage Private, and Black Current Account holders the APR or preferential representative rates at 6.4% for loans ranging between ?7,500 and ?14,950. In addition, the applicant must be eighteen years and above and should be UK residence. In order for a borrower to estimate or work out how much loan he would like to borrow, the rates, monthly repayments and total loan costs, the bank offers personal loan calculators online. More so, the bank offers Jargon Buster to clarify confusing terminologies that are commonly associated with loans. Prior to unsecured loans, the bank also offers secured personal loan. This is a type of loan granted by banks over security of one or more asset. These assets will belong to the bank after the customer defaults on his personal loan repayments. In most cases, this loan is offered to people who offer houses or even personal vehicles as their security or collateral, which means that customers with these assets are the only individuals entitled to the loan. Unlike the unsecured loans, secured loans are more flexible in a manner that the borrower chooses on the period of repayment and can borrow as much amount of cash as they need as long as it is of the same value with the asset offered. Nevertheless, secured and unsecured personal loans fall under the same department. NatWest secured personal loan interest rates are paid based on personal circumsta nces where loans extending to ?14,950 have a maximum term of five years, while loans ranging from ?14,950 to ?25,000 have a maximum period of seven years. More so, home improvement loans over ?15,000, the repayment period takes up to ten years. In addition, no matter how much the amount one borrows, NatWest offers a minimum term of one year, and the borrower can repay the credit earlier

Thursday, January 30, 2020

Epistemologies; Plato vs. Aristotle Essay Example for Free

Epistemologies; Plato vs. Aristotle Essay Plato, the father of philosophy, was a rationalist. He was the first systematic metaphysician and epistemologist. He believed that we had innate knowledge; a priori. So to him learning was only a matter of remembering. Plato believed that the â€Å"ideal† world existed beyond our own physical earth because according to him realty could not be changing or imperfect. From his point of view what we see are only the particulars, the mimics of the real thing, therefore, we have to pull back from the world of peculiars and search in our own minds. Things like justice or moral virtues do not exist in this world in a proper form. In Crito Meno we can clearly see these ideas. The essential argument in Crito is ‘The Many vs. The One’. Socrates says â€Å"We should’t care all that much about what the populace will say of us, but about what the expert on matters justice and injustice will say, the individual authority, or Truth. † With this phrase he is saying that we should never pay attention to the opinion of the many but always find the one who knows because that is the only person whose opinion is valuable. And later on he goes on to say that if it is never good to do injustice then it is also wrong to do injustice in response to injustice which is why he refuses to escape. In Meno we get more in depth into the idea of inborn knowledge. Meno starts with the question ‘What is Virtue? ’ but Meno always answers the question by giving examples of virtue instead of defining the word and going to the roots of what all those virtues have in common. Down in the world of particulars there are many kinds of virtues for example for the male it’s to run the state, female it’s to run the household but what is important, essential is the traits they both have in common; temperance and justice. Socrates uses the dialectical method in order to get answers out of Meno and also clearly demonstrates this method on a slave of Meno to prove his theory about innate knowledge. Even though it can always be used, using the dialectical method is specifically significant when a person believes that we have innate knowledge, because if what we call learning is just remembering then teaching is just pulling out that knowledge, giving opportunities for that innate knowledge to spring forth. Aristotle on the other hand was an empiricist. He believed that we â€Å"learned† through our senses, by gathering knowledge from the world around us; â€Å"a posteriori†. By reading ‘On the soul’ and ‘Metaphysics’ we get a clear sense of Aristotle’s epistemology. Aristotle encourages embracing the particular in order to possibly gain a sense of the universal. According to Aristotle forms are the essence and when we combine form and matter we get human. The reading ‘On the Soul’ discusses that the body and the soul is not one, that sight allows us to absorb the world in very abstract ways and that memory is learning. In the reading ‘Metaphysics’ Aristotle sets forth causes for the explanation of change: Substance (essence), Matter (or substratum), Source of change and the cause opposed to this. Plato and Aristotle both believed in a universal purpose but the ways in which they got to these universal purposes were very different. Plato was an idealist, he despised the physical whereas Aristotle was a scientist, he loved facts and commonsense. Aristotle would argue that we gain knowledge after experience (a posteriori) but Plato would certainly disagree and say that we gain knowledge before experience (a priori). Plato believes that there is a world of ideas where ideas exist perfectly, the objects in our world are just mimics whereas Aristotle says that the ideas we perceive are inside the particular object. By saying that matter and form combined is what makes an individual Aristotle brings Plato’s Forms â€Å"down from the heavens to concrete reality. †

Wednesday, January 22, 2020

America Online: Is It For Me? :: essays research papers

America Online: Is It For Me? You have probably heard of the Internet, but you weren't really sure if it was for you. You thought about it, but after all it costs so much and things like pornography and improper language are used everywhere, right? Wrong! Perhaps, I can convince you that America Online will be worth your time and money. One of the main reasons that people don't go online is that they think that it costs too much. America Online or AOL doesn't really cost all that much. When you sign on you get from 10 to 50 hours free, depending on the software that you download. Once you run out of free hours you may choose to stay online with a monthly fee. This monthly fee can be either $9.95 or $19.95 depending on how many hours you plan on using. If you are concerned that your children will visit web pages you prefer that they don't, then you can put parental guards on that don't allow them to visit those web pages. If you aren't familiar with web pages, they are basically ads that you look at containing information about the company, person, or product. Also you can sign your child on as a child or teen which keeps them out of restricted areas. Perhaps your main concern is people finding out things that you don't want them to. They only know as much as you tell them. If they ask for your password, credit card number, or any other personal info, you don't have to tell them that information. When you first sign on AOL staff will ask for things like name, age, address, phone number, and your credit card or checking account number. These things remain confidential and are used only for billing purposes. If anyone ask for personal information you can easily report them to AOL. When someone is reported they are either warned or kicked off the Internet. You can also report people that swear or use any kind of offensive words. Many of the chat rooms are guarded by "online hosts" or people that belong to AOL. These "guards" make sure nothing bad happens in chat rooms. You can be sure that there are AOL staff in the romance rooms, especially, because that is where the most foul and vulgar language takes place. If you are too young to be in the room, they will tell you to leave and go to a room where people your age belong. The world "online" also offers thousands of Reference sources like Groliers Multimedia Encyclopedia and over 100 magazines.

Tuesday, January 14, 2020

Post-Industrialism, Summary

The sense of economic transformation within the western industrial economies had been present since the 1970s. Some say we are entering into a post-industrial era. That is, leaving behind the the world of industrialism and its imagery – the factories, the heavy machinery and overalled men. Others say we are looking at one specific form of industry disappearing – that of mass production, a Fordist manufacture.Neo – or post-Fordist society (as another discourse), is all together a different kind of economy; one which is organized around flexible forms of production, which is becoming important as a means of responding to the greater diversity of consumer demand and fragmented market tastes. To put it simply, it is a change from a ‘mass’ to a ‘pluralistic’ kind of society. Economies are always in a state of change, but they are less often in the midst of a radical shift in the direction of the economy.What characterizes this radical shift i s firstly in its interconnected nature of such changes, what happens in one part of the economy effects upon the rest of the economy. Secondly it implies that a different set of dynamics is driving an economy. For instance, with the rise of post-industrialism, it is claimed that a new kind of dynamic – the generation of knowledge and the control of information, has displaced the dynamics of manufacturing technologies and the making of things. In this article it introduces 4 main theorists and their characterization of this radical shift of the economy. Post-Industrial SocietyThe idea of a post-industrial society first took hold in the US in the 1960s. Daniel Bell clearly outlined the nature of this transition. He adopted a ‘stages’ model of development which identified three phases of economic progress: a pre-industrial – dominated by agriculture, an industrial – manufacturing and a post-industrial, that he suggests we have entered is dominated by s ervices. According to Bell, the general direction of economic change is towards a service economy. He also suggests the concept of ‘axial principles’ which refers to the mechanisms or dynamics that give shape to an economy.In a post-industrial society, knowledge and information is the driving force that stimulate economic growth, it also takes the form of a final product – reams of information. Bell also pointed out the consequences of this new economic dynamic. 1. 1. Shift in the kinds of work that people do. From manual, manufacturing jobs to non-manual work in the service sector, where people no longer work upon things but work with each other to deliver a service. 2. 2. Shift in the occupational structure as manual jobs give way to white-collar and professional occupations. Skills and physical work requiring strength -> ‘think’ work. . 3. The emergence of a new class, the knowledge elites. As knowledge and information are the key sources of a post-industrial society, and they are the ones who control those resources. The intellectual work would be specialized, the new hierarchies of technical elites will be formed alongside the increased professionalization of work and the bureaucratization of ‘think' work. Alain Touraine also discussed about the post-industrialism. Like Bell, he also gave central place to the control of knowledge and information and identified the agents of change, the ones with control of knowledge as a ‘technocracy’.However at this point, they differ in their treatment of social conflict. In Touraine's analysis, there will be a new social divide between technocrats and bureaucrats on one hand, and a range of social groups such as workers, students and consumers on the other hand. This division is because the principal opposition between social group is no longer stem from the ownership and control of private property, but from access to information and its uses. So, the dominant cla ss would have power over the livelihood and lifestyle, not only in the sphere of economic production.Because of this, the social conflict and the social movement in post-industrial society will also be changed to that they are not so related to industry or particular material needs. New types of social movements such as environmental and feminist movements that are beyond the class politics will take form. Whereas Touraine sees post-industrial society as a setting in which the lack of power among certain social groups provides a basis for new lines of social resistance, Bell identifies a contradiction between the economic and the cultural realms of post-industrialism.While there is still a protestant work ethic, the committed, hard working spirit which also focused on economic efficiency, Bell points out that this is now at odds with the desire for a more hedonistic lifestyle, supported by overall material sufficiency, and the new emerging culturally expressive, individualistic life style of the post-modern culture. The Information Society Daniel Bell is again, a key contributor to the debate of information society, saying that this is a recent expression of post-industrial society.He claimed that the information society rested upon a knowledge theory of value. This means that knowledge has replaced productive labour as the source of value that creates future profits. Here, knowledge and its application is the resource, and this is integrated with the adoption of new information technologies which can reshape the ways we consume and produce, as well as where we perform these activities. However for Bell, information is regarded more than a resource but also a commodity which can be bought and sold in the market.This leads to the emergence of information occupations – consisting of professional, technical workers concerned with the production, processing and distribution of information. Manuel Castells also draws his opinion on the information-based socie ty. But he argues that information society is not necessarily matching with post-industrial society which the manufacturing sector is being replaced by the service sector. Rather, he identifies the role of knowledge and use of information as the ‘dynamics’ of the coming society. Knowledge, is both the base of production and the outcome of production.That means knowledge, as a resource and commodity in its own right, is a central means of improving economic performance and intensifies the process of economic innovation. Castells also identified the role of the new technologies enabling multinational companies to operate in new ways. The development of communication technologies, management system and technologies of production gave them opportunities to work in a more ‘footloose’ way. They joined multiple networks with other companies which enabled them to develop products jointly or serve specific markets.What Castells saw here was the concentration of powe r (information) among a knowledge elite in the corporations. Where, on the one hand, automation of low-skilled jobs especially among the workforce in maufacturing was undergoing. In other words, he distinguished a trend towards the polarization and segmentation of the social structure. The Divided Society Andre Gorz defined the change in the structure of employment and the change in the role of work in the post-industrial society. He claimed that there is a social division of secure, well-paid workers and a growing mass of the unemployed.In between them are the new post-industiral working class whom the work is no longer meaningful nor of any identity. In his view, the source of the problem is the emergence of new technologies that brought about automation at the workplace. It left the people with no jobs, creating ‘jobless growth’. If this continues, it would decrease the quality of the remaining working class jobs even more. Work in this sense, is just an instrumental activity for the majority. To earn money but with no satisfaction or content. Here we see a similar picture with that of Castells’s, the segmentation of the workforce.A privileged minority who obtains and controls the information and a casualized and marginalized majority of the working class. Gorz identifies this vision by referring to a society polarized between an emergent ‘servile’ class and a securely employed, professional class. The economic elites can now purchase at low cost the services that they’ve been capable of doing by themselves in the past such as domestic work. So the working class moves in to this service sector to ‘serve’ the economic elites. Their jobs – the new service jobs, lack dignity and are often not even considered as real jobs.And this line of argument by Gorz thus stresses a growing social inequality as a marking feature of post-industrialism. Conclusion ; Summary Despite the different aspects that these w riters each concentrated on, they agree on the fact that post-industrialism signals a number of distinguishing changes. Shift away from industrialism, a shift in the number of manufacturing economies to a service base. The growth of new occupations leading the economy, the white collar, professionals also categorized as knowledge elites. Gorz puts an emphasis here, on the fate of a deskilled working class forced to serve these elites.And the social and economic polarization that is also part of the general direction of the change. Lastly the shift in the types of social movements. From the attention on industrial forms of class politics to something beyond what we call class politics. Such as the green movement. If we refer to the beginning again, we can see it is not just a change, but a radical shift of the economy – the interconnected nature and changes in the dynamics of the economy. In this case, what all 4 writers agree on is that information and knowledge has become th e dynamics, the driving force of our economy.

Sunday, January 5, 2020

Health Policy Values Personal Values And Beliefs

Health Policy Values Personal Values and Beliefs As human beings, we all have our morals, beliefs, and mindsets that have developed throughout the direction of everyone’s lives. Our family, friends, community, and the involvements we have had all added to our purpose of who we are and how we analyze the world (The Gospel Coalition, 2014). Values are principles or standards that a person or group of people holds in great respect. These values direct the way this author lives, and the choices made throughout my life. One of the utmost misconceptions about religious belief is that it involves a belief in God or a supreme existence. Religious beliefs are beliefs that produce worship or worship-related deeds, such as going to church (The Gospel Coalition, 2014). This author believes in God the Father, the Son Jesus Christ, and The Holy Spirit, otherwise known as the Triune God. This writer also believes that the laws from the Bible should not be worked around by the law of our government and our constitution. The religious laws written are the commandments, and the government laws were written had neglected these commandments when they were signed into office. This author feels that if someone chooses to break God’s laws, then it is their choice. If you make a decision for all of the humankind to accept and follow this law, and against their beliefs then, to this writer, it is unethical and is showing misconception to the world that this is acceptable behavior which then canShow MoreRelatedHealth Policies And The Health Policy883 Words   |  4 PagesHealth Policy Values According to World Health Organization (WHO, 2015), â€Å"Health policy refers to decisions, plans, and actions that are undertaken to achieve specific health care goals within a society† (p.1). Nursing can make a change in the health policy. 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